Unlimited Roadside Assistance
Unlimited 24/7 roadside assistance including towing within 45 minutes of your call.
• Jump Start
• Flat Tire Change
• Fuel Delivery
• Lockout Service
• Emergency Towing
-365 Service Calls/year
Car Rental Coverage
Stolen Vehicle Reward
Bail Bond Protection
Farm And Ranch Reward
When a Member’s car is undriveable due to an auto accident, MCA will cover up to $500 for you to rent a car while your car is being repaired, or up to $500 for food, lodging or transportation if the accident occurs more than 50 miles from home.
If your car or vehicle is stolen, we'll help get it back faster by offering a $5,000 reward. The reward will be paid to the law enforcement agency or individual responsible for information leading to the arrest and conviction of the thief.
We will pay a $500.00 reward for information leading to the arrest and conviction of anyone stealing a Member's livestock, saddle and tack, trailers, or farm equipment.
MCA will pay up to $2,000 for your attorney to defend you against police charges resulting from driving your covered auto. You pick your own attorney and MCA will reimburse up to the amount covered. (With the exception of NY. MCA will pay directly.)
Emergency Reimbursement Benefits
If you go to the emergency room as a result of a covered accident, you can receive up to $500 with up to $100 payout for each of the following:
• Cast or Splint
• Ambulance Service
• Emergency Room Facility Cost
If your credit cards are stolen, we'll cover any false charges up to $1,000 (but they need to be registered with us to be covered.)
Members can call our member service department and will arrange your airline, hotel, or car rental needs using your credit cards
Accidental Death Benefit
We've got you covered. Your estate will receive $10,000 when you die as a direct result of injuries received in a covered accident.
• Medical Evacuation
• Medical Repatriation
• Non-Medical Repatriation
• Return of Remains
• Visit to Hospital
• Return of Child
• Return of Companion
Daily Hospital Benefit
If you're hospitalized as a result of a covered accident, we'll cover your stay for up to $150 per day for a full year.
Worldwide Medical Assistance
Credit Card Protection
Motor Club of America will pay for the cost of a bail bond - up to 10% of the amount of the bond - on a bond amount up to $25,000.00 when you are arrested as the result of being involved in an auto accident while driving your covered auto.
Price: $9.95 Per Month
Does Not Include The Following:
Up to $100 coverage for emergency roadside towing of:
1) boat trailers being pulled by your covered vehicle
2) utility trailers being pulled by your covered vehicle
3) while you are driving your RV
4) while you are driving your pickup with a load capacity exceeding 1 ton
5) while you are driving your pickup of a dual wheel class
The Following Accidental Death Benefit:
1) You, as named member, up to $50,000; or
2) You and your spouse, up to $25,000 each, plus job retraining is available for surviving spouse in many cases; or
3) You for up to $30,000, your spouse for up to $15,000, and your children up to $3,500 each. Optional benefits include job retraining for surviving spouse, continuing child care and continuing education support. (With your Security Membership, your estate will receive $10,000 when you die as a direct result of injuries received in a covered accident)
Legal Services Deeply Discounted Fixed Fee Schedule
Referral to a Provider Attorney for commonly used legal services at deep discounts:
1) Name Change ($155)
2) Simple Will and Trust ($170)
4) Waiver Divorce ($210)
5) Regular Incorporation ($295)
Towing to any facility within 100 miles for covered cars or pick up trucks.
Requires first and last months payment at checkout
Today's Total: $19.90
Please click here for our refund policy
Price: $19.95 Per Month
Offers the same coverage as our Security & Security Plus packages with the following additional benefits:
Up to 100 miles of towing per service call
Customer can pick any destination to have the vehicle towed
RV's, Motorcycles and trailers included with coverage up to $100.00
As a member, you may enroll, free of charge in one of three all accident AD&D coverage's to suit your needs:
1. You, as named member, up to $50,000
2. You and your spouse, up to $25,000 each, plus job retraining for the surviving spouse
3. You up to $30,000, your spouse up to $15,000, and your children up to $3,500 each. Optional benefits include job retraining for surviving spouse, continuing child care and continuing education support.
Coverage election form must be completed and returned to home office before coverage goes into effect.
Earn $80.00 Per Referral
Please CLICK HERE for referral program.
Requires first and last months payment at checkout
Today's Total: $39.90
The Free WellCard Health Program
These Services are Not Available in Canada
empowers you to reduce the cost of health care with each use of
Vision care providers
Prepaid lab test
Prepaid imaging test
Patient advocacy services and more
If for some reason in the future you no longer retain your membership with TVC or MCA, you can keep the WellCard as our gift to you. For complete information on the WellCard Health program you can go to and click on Get Started and enter the Group ID TVCM. You can also download the WellCard Health app on your smart phone and use the same Group ID TVCM. Remember, this is Free to you. Please Understand that this is Not Insurance. It is a discount medical program. It does not replace COBRA or any other medical insurance program nor is it a Medicare Part D prescription drug plan. WellCard Health does not qualify for essential coverage under the affordable Care Act (ACA-ObamaCare). Cardholders are responsible for paying the discounted cost at the time of services from participating providers. WellCard Health has no membership fee nor is participation in any organization or purchase of any good or service required to obtain or use WellCard Health. WellCard Health will not share or sell your personal information. This discount plan organization is Access One Consumer health, Inc., (not affiliated with AccessOne Medcard), 84 Villa Road, Greenville, SC, 29615, www.accessonedmpo.com. This program is not available to residents of Montana, but may be used by non-residents at participating Montana providers. Other state residents please visit for full disclosure statement. Not available in Canada. The DMPO does make available a list of all program providers which include their name, city and state and medical specialty prior to purchase, upon request.